Victoria's Secret Model Candice Swanepoel certainly cannot be accused of being shy about flaunting her body. The curvy blonde adjusted her ample assets as they poured out of a neon green bikini top, yesterday on a beach in St Barts, the South of France, but struggled to contain them.
The top was paired with multi-coloured bikini bottoms as the 22-year-old South African beauty showed off her incredible figure in the tiny two piece.
Candice Swanepoel is in France shooting a new campaign for the lingerie giant, which will feature her in a series of different swimsuits.
Candice Swanepoel pulled off the obligatory model poses and appeared to be having fun with the shoot - messing about in the water and pretending to throw some seaweed for one humorous shot.
Candice Swanepoel looked tanned and toned in the swimwear, and appeared to have put the controversy she caused over her once-shockingly slim frame behind her.
Sunday, August 14, 2011
Amy Winehouse in 5,000 Pills
L.A. based artist Jason Mecier has captured Amy Winehouse in this incredible portrait made out of 5,000 multi-colored painkillers.
The soul singer died last month, bringing to an end her battle with drugs and alcohol. Since 2006, she earned a reputation for her struggle with eating disorders and addiction.
The Winehouse pill popping portrait is part of Jason Mecier's series of celebrity mosaics using everything from aspirin to candy and newspaper. Celebrities such as Amy Sedaris and Florence Henderson even send him their own junk.
The soul singer died last month, bringing to an end her battle with drugs and alcohol. Since 2006, she earned a reputation for her struggle with eating disorders and addiction.
The Winehouse pill popping portrait is part of Jason Mecier's series of celebrity mosaics using everything from aspirin to candy and newspaper. Celebrities such as Amy Sedaris and Florence Henderson even send him their own junk.
Stage collapse, 5 Dead at Indiana State Fair
INDIANAPOLIS (Reuters) - A fifth person has died from the collapse of an outdoor concert stage in heavy wind just before a weekend show at the Indiana State Fair, which was shut down on Sunday, authorities said.
More than 40 people were injured in the collapse on Saturday night, just minutes before the country duo Sugarland was set to begin performing, Indiana State Police said.
Some of the injuries were extremely serious, and more people could die, said State Police Sgt. Dave Bursten at a news conference.
"That possibility is there," he said
Concert officials had informed spectators prior to the show that the concert might have to be postponed due to the weather, but a strong gust blew the stage over before any official evacuation order was issued.
Indiana Governor Mitch Daniels called the collapse "freakish," saying at the news conference that a storm was anticipated but the blast of wind that whipped through the grandstand area was unexpected.
One of those killed was stagehand Nate Byrd, 51, who was on the stage rigging to run the show's spotlight. He died on Sunday at Methodist Hospital.
Killed on the scene were Tammy Vandam, 42, of Wanatah, Indiana; Glenn Goodrich, 49, of Indianapolis; Alina BigJohny, 23 of Fort Wayne and Christina Santiago, 29, of Chicago, according to the Marion County Coroner's office.
State fire marshals and the Indiana Occupational Safety and Health Administration are investigating the collapse, authorities said.
Spectators tried to hold up parts of the collapsed stage that fell into the standing area below to help anyone who might be trapped, eyewitnesses said.
The fair was closed on Sunday but expected to reopen on Monday with a memorial service for the victims.
"It's a very sad day at the State Fair and our hearts are breaking," said the fair's executive director Cynthia Hoye.
Sugarland sent a Twitter message on Saturday night about the incident, saying: "We are all right. We are praying for our fans, and the people of Indianapolis. We hope you'll join us. They need your strength."
The governor said his wife Cheri Daniels and one of their daughters were at the concert but were not injured.
The Hoosier Lottery Grandstand at the state fairgrounds can seat more than 15,000 people.
No decisions have been made about the rest of the fair's concert schedule that includes performances by Janet Jackson and Maroon Five, authorities said. (S)
More than 40 people were injured in the collapse on Saturday night, just minutes before the country duo Sugarland was set to begin performing, Indiana State Police said.
Some of the injuries were extremely serious, and more people could die, said State Police Sgt. Dave Bursten at a news conference.
"That possibility is there," he said
Concert officials had informed spectators prior to the show that the concert might have to be postponed due to the weather, but a strong gust blew the stage over before any official evacuation order was issued.
Indiana Governor Mitch Daniels called the collapse "freakish," saying at the news conference that a storm was anticipated but the blast of wind that whipped through the grandstand area was unexpected.
One of those killed was stagehand Nate Byrd, 51, who was on the stage rigging to run the show's spotlight. He died on Sunday at Methodist Hospital.
Killed on the scene were Tammy Vandam, 42, of Wanatah, Indiana; Glenn Goodrich, 49, of Indianapolis; Alina BigJohny, 23 of Fort Wayne and Christina Santiago, 29, of Chicago, according to the Marion County Coroner's office.
State fire marshals and the Indiana Occupational Safety and Health Administration are investigating the collapse, authorities said.
An amateur video posted on YouTube showed a heavy gust of wind blowing down the stage rigging. People in the crowd can be heard screaming.
Spectators tried to hold up parts of the collapsed stage that fell into the standing area below to help anyone who might be trapped, eyewitnesses said.
The fair was closed on Sunday but expected to reopen on Monday with a memorial service for the victims.
"It's a very sad day at the State Fair and our hearts are breaking," said the fair's executive director Cynthia Hoye.
Sugarland sent a Twitter message on Saturday night about the incident, saying: "We are all right. We are praying for our fans, and the people of Indianapolis. We hope you'll join us. They need your strength."
The governor said his wife Cheri Daniels and one of their daughters were at the concert but were not injured.
The Hoosier Lottery Grandstand at the state fairgrounds can seat more than 15,000 people.
No decisions have been made about the rest of the fair's concert schedule that includes performances by Janet Jackson and Maroon Five, authorities said. (S)
Thursday, August 11, 2011
3 Mistakes Women Make in the Bedroom
Who doesn't need to spice up their bedroom routine every once in a while? You love your partner and assume he'll initiate sex, so it's all good, right? Not so fast! Did you ever think about what YOUR role is...what you could be doing to turn up the heat? We did, so we asked renowned sex expert and family therapist Dr. Jane Greer. She says women COMMONLY make THREE MISTAKES in the bedroom:
Mistake #1: Comfy Clothes
I know, ladies, that you want to be in those those comfortable nightgowns, those comfortable jammies, that you wear. But, honestly, the quickest turn-off to your partner or spouse are your comfy clothes. So, if you want to spice things up in your love life, shed those comfy clothes and find a ice, hot bra or a nice nighty, something you can be slinky, sexy and comfortable in that will be a TURN-ON to your partner.
Mistake #2: NOT Taking the Lead
Don't wait to get asked to dance, meaning you've got to take the lead. You don't have to wait for your partner to ask you to have sex or make love with them. Get involved, get into bed, take the lead and get your partner into bed with you. You'll both have a lot of fun and enjoy yourselves.
Mistake #3: Criticism
It's to be avoided at all costs. Nothing will turn off your partner faster than you telling him what you DON'T like and what you don't want taking place. On the other hand, what will be a complete arousal and turn-on is letting him know what he CAN do to please you and what will excite you if he does it.
So, tell him what you like, wear those sexy clothes and, most importantly of all, take the lead so that you can have the fun you're looking for!
Mistake #1: Comfy Clothes
I know, ladies, that you want to be in those those comfortable nightgowns, those comfortable jammies, that you wear. But, honestly, the quickest turn-off to your partner or spouse are your comfy clothes. So, if you want to spice things up in your love life, shed those comfy clothes and find a ice, hot bra or a nice nighty, something you can be slinky, sexy and comfortable in that will be a TURN-ON to your partner.
Mistake #2: NOT Taking the Lead
Don't wait to get asked to dance, meaning you've got to take the lead. You don't have to wait for your partner to ask you to have sex or make love with them. Get involved, get into bed, take the lead and get your partner into bed with you. You'll both have a lot of fun and enjoy yourselves.
Mistake #3: Criticism
It's to be avoided at all costs. Nothing will turn off your partner faster than you telling him what you DON'T like and what you don't want taking place. On the other hand, what will be a complete arousal and turn-on is letting him know what he CAN do to please you and what will excite you if he does it.
So, tell him what you like, wear those sexy clothes and, most importantly of all, take the lead so that you can have the fun you're looking for!
Know five Signs that He doesn't Love You
You're in a relationship and you've got the sex part down, but you question whether he REALLY loves you. Love and sex expert Dr Jane Greer says there are five signs to tell if he's FAKING IT in the love department:
1. If he says to you 'I only want to be with you," pay attention. The question that should come to mind is, 'Well, who else? Who else would you want to be with? Why am I the only one?' What does that even mean?
2. He says, 'I want you to have my baby.' Trust me, that very often is said in the passion of the moment and he means it in the moment but it's not going to be the way he feels the next day.
3. He's NOT affectionate and/or if you're kissing and he's kissing you back but you find his eyes are open and he's looking around, you should know that's a sign to consider.
4. He makes AND breaks promises. If he's always promising you, 'We're going to go out' or 'We're going to meet my family', but it doesn't happen, there's a reason he's not keeping the promises.
5. He always talks about the future, but the future never comes. It's about what's going to happen, what's always ahead...but you're left dealing with what DIDN'T happen. Bottom line: If you find you're waiting for something more to happen between the two of you and the only thing that seems to be happening is that you're having great sex, he may be faking the LOVING PART. You may want to start paying attention to that so that you don't wind up feeling left out of the rest of his life and not being able to bring him into your life in a more complete way. (S)
1. If he says to you 'I only want to be with you," pay attention. The question that should come to mind is, 'Well, who else? Who else would you want to be with? Why am I the only one?' What does that even mean?
2. He says, 'I want you to have my baby.' Trust me, that very often is said in the passion of the moment and he means it in the moment but it's not going to be the way he feels the next day.
3. He's NOT affectionate and/or if you're kissing and he's kissing you back but you find his eyes are open and he's looking around, you should know that's a sign to consider.
4. He makes AND breaks promises. If he's always promising you, 'We're going to go out' or 'We're going to meet my family', but it doesn't happen, there's a reason he's not keeping the promises.
5. He always talks about the future, but the future never comes. It's about what's going to happen, what's always ahead...but you're left dealing with what DIDN'T happen. Bottom line: If you find you're waiting for something more to happen between the two of you and the only thing that seems to be happening is that you're having great sex, he may be faking the LOVING PART. You may want to start paying attention to that so that you don't wind up feeling left out of the rest of his life and not being able to bring him into your life in a more complete way. (S)
This is habits That Can Sink Your Marriage
Can you spot a good marriage? I was pretty sure I could, starting with my own. My husband and I rarely argued, we had similar careers, we shared common interests. Things weren't perfect, but we seemed to be humming along in harmony better than most other couples we knew. In fact, nobody was more surprised than we were when our 17-year marriage ended in a New Jersey divorce court.
It turns out, though, that the signs of trouble had been there all along, if only I'd known what to look for. Instead, I was judging my marriage by the wrong standards—which, I've since learned, most of us do. In one now-famous study, researchers asked therapists, married couples, and others to watch videotaped conversations of ten couples and try to identify the relationships that had ultimately ended in divorce. The results were abysmal—even the therapists guessed wrong half the time.
So how can you diagnose the health of your relationship? Armed with huge volumes of data on married couples, scientists have identified some simple but powerful indicators that can help couples recognize marital strife long before their relationship hits the skids.
The Way You Were
Imagine a couple that go hiking on their first date. In a happy marriage, the wife might tell the story this way: "We got terribly lost that day. It took us hours to find our way back, but we laughed about how neither of us had a good sense of direction. After that, we knew better than to plan another hiking trip!"
But if the relationship was stressed, she might tell the story this way: "He lost the map, and it took hours to find our way back. After that, I never wanted to go hiking again." Same story, but instead of reflecting a sense of togetherness—using pronouns like "we" and "us"—it's laced with negativity. Research has shown that analyzing what's known as the marital narrative—the way you talk about the good and bad times of your early years together—is about 90 percent accurate in predicting which marriages will succeed or fail.
Had I been paying attention, my own how-we-met story could have told me a lot about how I was feeling in my marriage. Early in the relationship, when asked about our first date, I recounted a magical evening that ended with a walk around the Texas capitol building in Austin. I often laughed about the fact that I was limping the whole time because I'd recently had surgery on my foot. But later in my marriage, I changed the story slightly, always adding, "Of course, he didn't even notice."
Fight or Flight
When my husband and I first married, I felt lucky that we almost never fought. But studies show it's a mistake to judge the quality of a relationship by how much or how little you argue, particularly in the early years.
University of Washington researchers studied newlywed couples and learned, not surprisingly, that those who rarely argued were happier in the relationship than those who fought often. But three years later, the findings had reversed. Couples with an early history of bickering had worked out their problems and were more likely to be in stable marriages. The couples who'd avoided conflict early on were more likely to be in troubled relationships or already divorced.
Obviously, fighting that includes violence or verbal abuse is never acceptable. But most marital spats represent an opportunity to resolve conflicts and make things better. "We need to learn to tolerate conflict in our relationships," says Carolyn Cowan, a longtime marriage and family researcher at the University of California, Berkeley. (By Tara Parker-Pope)
It turns out, though, that the signs of trouble had been there all along, if only I'd known what to look for. Instead, I was judging my marriage by the wrong standards—which, I've since learned, most of us do. In one now-famous study, researchers asked therapists, married couples, and others to watch videotaped conversations of ten couples and try to identify the relationships that had ultimately ended in divorce. The results were abysmal—even the therapists guessed wrong half the time.
So how can you diagnose the health of your relationship? Armed with huge volumes of data on married couples, scientists have identified some simple but powerful indicators that can help couples recognize marital strife long before their relationship hits the skids.
The Way You Were
Imagine a couple that go hiking on their first date. In a happy marriage, the wife might tell the story this way: "We got terribly lost that day. It took us hours to find our way back, but we laughed about how neither of us had a good sense of direction. After that, we knew better than to plan another hiking trip!"
But if the relationship was stressed, she might tell the story this way: "He lost the map, and it took hours to find our way back. After that, I never wanted to go hiking again." Same story, but instead of reflecting a sense of togetherness—using pronouns like "we" and "us"—it's laced with negativity. Research has shown that analyzing what's known as the marital narrative—the way you talk about the good and bad times of your early years together—is about 90 percent accurate in predicting which marriages will succeed or fail.
Had I been paying attention, my own how-we-met story could have told me a lot about how I was feeling in my marriage. Early in the relationship, when asked about our first date, I recounted a magical evening that ended with a walk around the Texas capitol building in Austin. I often laughed about the fact that I was limping the whole time because I'd recently had surgery on my foot. But later in my marriage, I changed the story slightly, always adding, "Of course, he didn't even notice."
Fight or Flight
When my husband and I first married, I felt lucky that we almost never fought. But studies show it's a mistake to judge the quality of a relationship by how much or how little you argue, particularly in the early years.
University of Washington researchers studied newlywed couples and learned, not surprisingly, that those who rarely argued were happier in the relationship than those who fought often. But three years later, the findings had reversed. Couples with an early history of bickering had worked out their problems and were more likely to be in stable marriages. The couples who'd avoided conflict early on were more likely to be in troubled relationships or already divorced.
Obviously, fighting that includes violence or verbal abuse is never acceptable. But most marital spats represent an opportunity to resolve conflicts and make things better. "We need to learn to tolerate conflict in our relationships," says Carolyn Cowan, a longtime marriage and family researcher at the University of California, Berkeley. (By Tara Parker-Pope)
Monday, August 8, 2011
6 Ways to Pay Off Credit Card Debt
Are you facing monstrous credit card balances? Unfortunately, there is no quick-fix solution to get out of debt, despite what solicitors or infomercials might have you believe.
There are some tried-and-true methods for paying down debt. However, it's staying committed to your financial goals, not necessarily how you go about it that matters most, says Gail Cunningham, spokeswoman for the National Foundation for Credit Counseling, a nonprofit organization.
Consider the following debt reduction techniques and determine which method motivates you most.
No. 1: The "snowball" method.
"When it comes to paying off debt, we need to be more concerned with behavior modification than math," says Dave Ramsey, author of "Total Money Makeover" and host of a nationally syndicated radio show, "The Dave Ramsey Show." His solution is the "debt snowball" method, which involves paying off debts from smallest to largest, regardless of interest rate. "Pay off the first debt quickly, and it gets you fired up to do it again and again," he says.
Ramsey believes the "snowball" method is for every type of consumer. "The only time that you should pay off a larger debt sooner than a smaller one is when you owe the IRS, or if you are trying to stop a foreclosure," he says. "Other than that, everyone should focus on paying the smallest to the largest debt."
No. 2: Pay the most expensive balance first.
If you are someone who is really motivated by numbers, you will realize the account that is doing you the most damage is the one with the highest interest rate, and you'll take great pleasure in paying that down, says Cunningham.
"Also, if the account with the highest interest is utilizing more than 30 percent of that credit line, focus on paying that one off first to get it under that threshold," she says. Doing so will improve your credit score since debt utilization, which is how much you owe compared to how much available credit you have, is an important factor in determining your score. The lower your utilization is, the better.
No. 3: Do a balance transfer.
Cunningham says if you're considering doing a balance transfer, you should first get out your calculator. "There are certainly fees associated with transfers, so you want to make sure the lower interest rate offsets the fees. You can be a savvy consumer and make that tool work for you if you're very disciplined," she says.
That means you'll need to fight the temptation to use that newly cleared card, while also committing to paying off the balance you moved over in a timely manner, says Deatra Riley, financial education manager at CredAbility, a nonprofit credit counseling and education service. "Balance transfers are a waste of time if you do it with no plan of action," she says.
Riley recommends dividing the total amount owed by the number of months for which the zero interest rate applies, and making sure you can fit that monthly payoff amount into your budget.
No. 4: Keep debt where it is.
Ramsey warns that moving debt around is only putting a temporary patch on your financial wounds. "The danger of moving credit card balances is that it's easy to start thinking you've actually done something to address the problem," he says. After all, you still have all that debt to pay off.
According to Riley, it's also important to keep in mind, especially if you plan to apply for any type of loan in the near future, that opening a new credit account will negatively affect your credit score for the short term.
No. 5: Grow your emergency fund.
In its 2011 Consumer Financial Literacy Survey, the NFCC discovered that 33 percent of Americans have zero dollars in non-retirement savings. "They are one flat tire away from financial distress," says Cunningham.
When an emergency does happen, the cost may mean adding to the current debt load, borrowing from friends and family or forgoing other expenses.
Cunningham advises against wiping out savings to pay down debt, especially if you're not confident about the security of your job. Instead, she suggests keeping a "rainy-day cushion of at least one month's income" in an emergency fund.
No. 6: Use some savings for debt reduction.
If your debt is overwhelming, you might decide to dip into your savings. Just don't bleed it completely dry, says Ramsey. "I always recommend having a $1,000 emergency fund while you get out of debt. Emergencies will happen." You don't want to put yourself in a position where you have to borrow money for the unexpected, he says.
Once you are debt-free, says Ramsey, then you can shift your focus onto building an emergency fund that will cover three to six months' worth of expenses.
There are some tried-and-true methods for paying down debt. However, it's staying committed to your financial goals, not necessarily how you go about it that matters most, says Gail Cunningham, spokeswoman for the National Foundation for Credit Counseling, a nonprofit organization.
Consider the following debt reduction techniques and determine which method motivates you most.
No. 1: The "snowball" method.
"When it comes to paying off debt, we need to be more concerned with behavior modification than math," says Dave Ramsey, author of "Total Money Makeover" and host of a nationally syndicated radio show, "The Dave Ramsey Show." His solution is the "debt snowball" method, which involves paying off debts from smallest to largest, regardless of interest rate. "Pay off the first debt quickly, and it gets you fired up to do it again and again," he says.
Ramsey believes the "snowball" method is for every type of consumer. "The only time that you should pay off a larger debt sooner than a smaller one is when you owe the IRS, or if you are trying to stop a foreclosure," he says. "Other than that, everyone should focus on paying the smallest to the largest debt."
No. 2: Pay the most expensive balance first.
If you are someone who is really motivated by numbers, you will realize the account that is doing you the most damage is the one with the highest interest rate, and you'll take great pleasure in paying that down, says Cunningham.
"Also, if the account with the highest interest is utilizing more than 30 percent of that credit line, focus on paying that one off first to get it under that threshold," she says. Doing so will improve your credit score since debt utilization, which is how much you owe compared to how much available credit you have, is an important factor in determining your score. The lower your utilization is, the better.
No. 3: Do a balance transfer.
Cunningham says if you're considering doing a balance transfer, you should first get out your calculator. "There are certainly fees associated with transfers, so you want to make sure the lower interest rate offsets the fees. You can be a savvy consumer and make that tool work for you if you're very disciplined," she says.
That means you'll need to fight the temptation to use that newly cleared card, while also committing to paying off the balance you moved over in a timely manner, says Deatra Riley, financial education manager at CredAbility, a nonprofit credit counseling and education service. "Balance transfers are a waste of time if you do it with no plan of action," she says.
Riley recommends dividing the total amount owed by the number of months for which the zero interest rate applies, and making sure you can fit that monthly payoff amount into your budget.
No. 4: Keep debt where it is.
Ramsey warns that moving debt around is only putting a temporary patch on your financial wounds. "The danger of moving credit card balances is that it's easy to start thinking you've actually done something to address the problem," he says. After all, you still have all that debt to pay off.
According to Riley, it's also important to keep in mind, especially if you plan to apply for any type of loan in the near future, that opening a new credit account will negatively affect your credit score for the short term.
No. 5: Grow your emergency fund.
In its 2011 Consumer Financial Literacy Survey, the NFCC discovered that 33 percent of Americans have zero dollars in non-retirement savings. "They are one flat tire away from financial distress," says Cunningham.
When an emergency does happen, the cost may mean adding to the current debt load, borrowing from friends and family or forgoing other expenses.
Cunningham advises against wiping out savings to pay down debt, especially if you're not confident about the security of your job. Instead, she suggests keeping a "rainy-day cushion of at least one month's income" in an emergency fund.
No. 6: Use some savings for debt reduction.
If your debt is overwhelming, you might decide to dip into your savings. Just don't bleed it completely dry, says Ramsey. "I always recommend having a $1,000 emergency fund while you get out of debt. Emergencies will happen." You don't want to put yourself in a position where you have to borrow money for the unexpected, he says.
Once you are debt-free, says Ramsey, then you can shift your focus onto building an emergency fund that will cover three to six months' worth of expenses.
| A Debt Reduction Breakdown | |||
| Technique | Pros | Cons | Who it's good for |
| Debt snowball method | Get motivated every time an account balance reaches zero. | On paper, it's not the most financially sensible. | Those motivated by small successes. |
| Balance with highest rate paid first | You'll save more over time. | Must be very focused, and stick to a rigid payment plan. | Those motivated by interest savings. |
| Balance transfers | Will allow you to save on interest, so you can pay off the principal faster. | Opening a new account can hurt your credit score in the short term. | Determined risk-takers. |
| Savings-focused | "Rainy day" money means you'll be prepared when emergencies arise. | Savings account interest is less than the interest on your debts. | Potential layoff victims. |
| Debt payoff-focused | The feeling of relief that comes with a clean slate, and an improved credit score. | If an emergency occurs and savings cannot cover it, you may be forced to borrow. | Anyone who's consumed by their debt. |
(S)
Subscribe to:
Posts (Atom)








